Senior Credit Manager

Description du poste – Senior Credit Manager

Oversee the Credit and Collections Department within the business
 Revamp and improve credit processes within the functional business Credit Team.
 Responsible for overall underwriting, loan origination, disbursement and administration of the credit portfolio.
 Handle risk and compliance reviews for all credit transactions within the business.
 Optimize processes around loan application, funnel management and disbursement.
 Ensure that business processes around assets disbursement are adhered to, contract execution, loan
documentation on adequate systems.
 Oversee external financing partners relationships – SLA adherence and channel growth.
 Train and ensure that the core team is delivering efficiently with high standards.
 Deploy efficient processes to deliver overall channel growth.
 Accountable for core performance indicators of the Credit Channel as assigned.
 Interface with Senior Management Team on issues pertaining to performance and Team Management.
 Oversee and manage an etire credit portfolio based on local origination and local agreed targets.
 Deploy best in class funnel management processes to ensure that applying customers are effectively served.
 Advise AutoChek on innovative and efficient ways to improve the loan application process.
 Ability to identify an acceptable level of lending risk, in line with AFS’s risk appetite statement, and to
maximise profit from that transaction.
 Support and demonstrate a risk management culture in line with AFS’s values – proactive identification and
escalation of risks and issues to mitigate further risks/losses.
 Help loan applicants solve any issues that might arise during the application process.
 Responsible for key performance indicators in-country as aligned with superiors
 Work closely with product owners to ensure product market fit.
 Maintain and sustain the company’s core values.
 Implement brand strategies aimed at building the company’s brand.
 Drive technology adoption of internal and external consumers/customers.
 Ensure a data-driven decision-making process across the organisation.
 Benchmark internally and externally while driving the organization towards best-in-class performance

Profil du poste 

 BSc or Master’s degree in Accounting, Economics, Computer Science or related fields.
 Financial Risk Training or Certification
 MBA or extensive training in Credit, Risk, Finance, Team building, Leadership,
Management and other business areas will be an advantage.

 Minimum of 4 years of Credit Management Experience in a management role with

increasing levels of responsibility
 Extensive experience in managing complex projects and growing/scaling an unstructured
business

 Experience working in a matrix, extremely dynamic, fast-paced, results oriented multi-
country environment; and prioritization.

Comment Postuler

comptaci@coinafrique.com